Everyday I gotta sell. And so do you.
Selling is not a comfortable activity for most human beings though. It's easier for most of us to find something else to do. Something that is more pleasurable. Or something that gives our brain the illusion of "real work", when we're really just wasting time.
The thing is, when you have to sell, you can and you do. The resistance you may have at times, is just that: resistance.
The trick to selling faster is to move beyond the resistance. Or to ignore the resistance.
Or to acknowledge the resistance, and take action anyway.
You see, any resistance you might have, is all just in your head. We all make things harder than they should be at times for ourselves (and that includes me). If someone were to put a gun to your head, and tell you to go make some bucks, right now, you'd do it.
Your brain would tap your self-preservation instinct, and motivated by your will to live (and the fear of death) you would overcome all other fears and excuses and you would just do it. You would produce.
So what are you waiting for? Today the weather is bad, but so what. Does that really matter? You can come up with lots of excuses. Ignore the excuses your brain comes up with or acknowledge them, if that helps you, and then get busy anyway.
Move towards what your afraid of, and then move through it, and finally move beyond and past it. You'll be amazed at how well you can do, and how good it feels.
Sell with pride, my friend. See you at the top!
King of the Birds, Lord of the Skies
Gather ye rose buds while ye may, old time is still a flying;
and this same rose that you see today, tomorrow will be dying.
CarpeDiem: Seize the Day!
- Dead Poets Society
Friday, January 4, 2008
Thursday, January 3, 2008
Recipe: How to Make Love
rec·i·pe /ˈrɛsəpi [res-uh-pee]
1. a set of instructions for preparing something, esp. a food dish;
2. a method to attain a desired end.
Dictionary.com
HOW TO MAKE LOVE - A Recipe of Love
Ingredients:
4 Laughing eyes
4 Well-shaped legs
4 Loving arms
2 Firm milk containers
2 Nuts
1 Fur-lined mixing bowl
1 Firm banana
Directions:
1. Look into laughing eyes.
2. Spread well-shaped legs with loving arms.
3. Squeeze and massage milk containers very gently.
4. Gently add firm banana to mixing bowl, working in and out until well creamed. For best results. Continue to knead milk containers.
5. As heat rises, plunge banana deep into mixing bowl and cover with nuts, leave to soak (preferably NOT overnight).
6. The cake is done when banana is soft.
If banana does not soften, repeat 4 steps 3-5 or change mixing bowls.
Notes:
1. If you are in an unfamiliar kitchen, wash utensils carefully before and after use.
2. Do not lick mixing bowl after use.
3. If cake rises, leave town.
1. a set of instructions for preparing something, esp. a food dish;
2. a method to attain a desired end.
Dictionary.com
HOW TO MAKE LOVE - A Recipe of Love
Ingredients:
4 Laughing eyes
4 Well-shaped legs
4 Loving arms
2 Firm milk containers
2 Nuts
1 Fur-lined mixing bowl
1 Firm banana
Directions:
1. Look into laughing eyes.
2. Spread well-shaped legs with loving arms.
3. Squeeze and massage milk containers very gently.
4. Gently add firm banana to mixing bowl, working in and out until well creamed. For best results. Continue to knead milk containers.
5. As heat rises, plunge banana deep into mixing bowl and cover with nuts, leave to soak (preferably NOT overnight).
6. The cake is done when banana is soft.
If banana does not soften, repeat 4 steps 3-5 or change mixing bowls.
Notes:
1. If you are in an unfamiliar kitchen, wash utensils carefully before and after use.
2. Do not lick mixing bowl after use.
3. If cake rises, leave town.
Wednesday, January 2, 2008
Inverse ETF aka Bear ETF
Inverse ETF is an exchange-traded fund that is constructed by using various derivatives for the purpose of profiting from a decline in the value of an underlying benchmark or index. Investing in these ETFs is similar to holding various short positions, or using a combination of advanced investment strategies to profit from falling prices. They are also known as a "bear ETF".
One advantage is that these ETFs do not require the investor to hold a margin account as would be the case for investors looking to enter into short positions. There are several inverse ETFs that can be used to profit from declines in broad market indexes such as the Russell 2000 or the Nasdaq 100.
In addition, it is possible to buy inverse ETFs that focus on a specific sector such as financials, energy or consumer staples. Most investors look to purchase inverse ETFs so that they can hedge their portfolios against falling prices.
One advantage is that these ETFs do not require the investor to hold a margin account as would be the case for investors looking to enter into short positions. There are several inverse ETFs that can be used to profit from declines in broad market indexes such as the Russell 2000 or the Nasdaq 100.
In addition, it is possible to buy inverse ETFs that focus on a specific sector such as financials, energy or consumer staples. Most investors look to purchase inverse ETFs so that they can hedge their portfolios against falling prices.
Turn Your Life Around
One of the best places to start to turn your life around is by doing whatever appears on your mental "I should" list.
Indecision is the thief of opportunity.
Every life form seems to strive to its maximum except human beings. How tall will a tree grow? As tall as it possibly can. Human beings, on the other hand, have been given the dignity of choice. You can choose to be all or you can choose to be less. Why not stretch up to the full measure of the challenge and see what all you can do?
You cannot change your destination overnight, but you can change your direction overnight!
Decision making can sometimes seem like inner civil war. I used to say, "I sure hope things will change." Then I learned that the only way things are going to change for me is when I change.
Don't say, "If I could, I would." Say, "If I can, I will."
It doesn't matter which side of the fence you get off on sometimes. What matters most is getting off! You cannot make progress without making decisions.
- Jim Rohn
We generally change ourselves for one of two reasons: inspiration or desperation. May the former always prevail! If you don't like how things are, change it! You're not a tree!
Indecision is the thief of opportunity.
Every life form seems to strive to its maximum except human beings. How tall will a tree grow? As tall as it possibly can. Human beings, on the other hand, have been given the dignity of choice. You can choose to be all or you can choose to be less. Why not stretch up to the full measure of the challenge and see what all you can do?
You cannot change your destination overnight, but you can change your direction overnight!
Decision making can sometimes seem like inner civil war. I used to say, "I sure hope things will change." Then I learned that the only way things are going to change for me is when I change.
Don't say, "If I could, I would." Say, "If I can, I will."
It doesn't matter which side of the fence you get off on sometimes. What matters most is getting off! You cannot make progress without making decisions.
- Jim Rohn
We generally change ourselves for one of two reasons: inspiration or desperation. May the former always prevail! If you don't like how things are, change it! You're not a tree!
Tuesday, January 1, 2008
The History Behind Insurance
If risk is like a smoldering coal that may spark a fire at any moment, then insurance is our fire extinguisher.
Countries and their citizens need something to spread risk among large numbers of people and to move risk to entities that can handle it. This is how insurance emerged. Discussing insurance has always been my pet subject. Read on to find out about how insurance evolved and how it can work to protect you from being burned by risk.
The main concept of insurance - that of spreading risk - has been around as long as human existence. Whether it was hunting giant elk in a group to spread the risk of being the one gored to death or shipping cargo in several different caravans to avoid losing the whole shipment to a marauding tribe, people have always been wary of risk.The first written insurance policy appeared in ancient times on a Babylonian obelisk monument with the code of King Hammurabi carved into it. The "Hammurabi Code" was one of the first forms of written laws. These ancient laws were extreme in most respects, but it offered basic insurance in that a debtor didn't have to pay back his loans if some personal catastrophe made it impossible (disability, death, flooding, etc.).
In the dark and middle ages, most craftsmen were trained through the guild system. Apprentices spent their childhoods working for masters for little or no pay. Once they became masters themselves, they paid dues to the guild and trained their own apprentices. The wealthier guilds had large coffers that acted as a type of insurance fund. If a master's practice burned down, a common occurrence in the wooden hovels of medieval Europe, the guild would rebuild it using money from its coffers. If a master were robbed, the guild would cover his obligations until money started to flow in again. If a master were suddenly disabled or killed, the guild would support him or his widow and family. This safety net encouraged more and more people to leave farming and take up trades. As a result, the amount of goods available for trade increased, as did the range of goods and services available. The style of insurance used by guilds is still around today in the form of "group coverage".
The practice of underwriting emerged in the same London coffeehouses that operated as the unofficial stock exchange for the British Empire. In the late 1600s, shipping was just beginning between the New World and the old as colonies were being established and exotic goods were ferried back. A coffeehouse owned by Edward Lloyd, later of Lloyd's of London, was the primary meeting place for merchants, ship owners and others seeking insurance during those dangerous waters era.
A basic system for funding voyages to the new world was established. In the first stage, merchants and companies would seek funding from venture capitalists. The venture capitalists would help find people who wanted to be colonists, usually those from the more desperate areas of London, and would purchase provisions for the voyage. In exchange, the venture capitalists would be guaranteed some of the returns from the goods the colonists would produce or find in the Americas. It was widely believed that you couldn't take two left turns in America without finding a deposit of gold or other precious metals. When it turned out that this wasn't exactly true, venture capitalists still funded voyages for a share of the new bumper crop: tobacco.
After the voyage was secured by venture capitalists, the merchants and ship owners would go to Lloyd's and hand over a copy of the ship's cargo to be read to the investors and underwriters who gathered there. The people interested in taking on the risk for a set premium would sign at the bottom of the manifest beneath the figure indicating what share of the cargo they were taking responsibility for (hence, underwriting). In this way, a single voyage would have multiple underwriters, who would try to spread their risk as well by taking shares in several different voyages.
By 1654, Blaise Pascal, the Frenchman who gave us the first calculator, and his countryman Pierre de Fermat discovered a way to express probabilities and, thereby, understand levels of risk. Pascal's triangle led to the first actuary tables that were, and still are, used when calculating insurance rates. These formalized the practice of underwriting and made insurance more affordable.
In 1666, the great fire of London destroyed around 14,000 buildings. London was still recovering from the plague had that ravaged it a year earlier, and many survivors found themselves without homes. As a response to the chaos and outrage that followed the burning of London, groups of underwriters who had dealt exclusively in marine insurance formed insurance companies that offered fire insurance. Armed with Pascal's triangle, these companies quickly expanded their range of business. By 1693, the first mortality table was created using Pascal's triangle and life insurance soon followed.
Insurance companies thrived in Europe, especially after the industrial revolution. In America, the story was very different. Colonists' lives were fraught with dangers that no insurance company would touch. As a result of lack food, wars with indigenous people and disease, almost three out of every four colonists died in the first 40 years of settlement. It took more than 100 years for insurance to establish itself in America. When it finally did, it brought the maturity in both practice and policies that developed during that same period of time in Europe.
Countries and their citizens need something to spread risk among large numbers of people and to move risk to entities that can handle it. This is how insurance emerged. Discussing insurance has always been my pet subject. Read on to find out about how insurance evolved and how it can work to protect you from being burned by risk.
The main concept of insurance - that of spreading risk - has been around as long as human existence. Whether it was hunting giant elk in a group to spread the risk of being the one gored to death or shipping cargo in several different caravans to avoid losing the whole shipment to a marauding tribe, people have always been wary of risk.The first written insurance policy appeared in ancient times on a Babylonian obelisk monument with the code of King Hammurabi carved into it. The "Hammurabi Code" was one of the first forms of written laws. These ancient laws were extreme in most respects, but it offered basic insurance in that a debtor didn't have to pay back his loans if some personal catastrophe made it impossible (disability, death, flooding, etc.).
In the dark and middle ages, most craftsmen were trained through the guild system. Apprentices spent their childhoods working for masters for little or no pay. Once they became masters themselves, they paid dues to the guild and trained their own apprentices. The wealthier guilds had large coffers that acted as a type of insurance fund. If a master's practice burned down, a common occurrence in the wooden hovels of medieval Europe, the guild would rebuild it using money from its coffers. If a master were robbed, the guild would cover his obligations until money started to flow in again. If a master were suddenly disabled or killed, the guild would support him or his widow and family. This safety net encouraged more and more people to leave farming and take up trades. As a result, the amount of goods available for trade increased, as did the range of goods and services available. The style of insurance used by guilds is still around today in the form of "group coverage".
The practice of underwriting emerged in the same London coffeehouses that operated as the unofficial stock exchange for the British Empire. In the late 1600s, shipping was just beginning between the New World and the old as colonies were being established and exotic goods were ferried back. A coffeehouse owned by Edward Lloyd, later of Lloyd's of London, was the primary meeting place for merchants, ship owners and others seeking insurance during those dangerous waters era.
A basic system for funding voyages to the new world was established. In the first stage, merchants and companies would seek funding from venture capitalists. The venture capitalists would help find people who wanted to be colonists, usually those from the more desperate areas of London, and would purchase provisions for the voyage. In exchange, the venture capitalists would be guaranteed some of the returns from the goods the colonists would produce or find in the Americas. It was widely believed that you couldn't take two left turns in America without finding a deposit of gold or other precious metals. When it turned out that this wasn't exactly true, venture capitalists still funded voyages for a share of the new bumper crop: tobacco.
After the voyage was secured by venture capitalists, the merchants and ship owners would go to Lloyd's and hand over a copy of the ship's cargo to be read to the investors and underwriters who gathered there. The people interested in taking on the risk for a set premium would sign at the bottom of the manifest beneath the figure indicating what share of the cargo they were taking responsibility for (hence, underwriting). In this way, a single voyage would have multiple underwriters, who would try to spread their risk as well by taking shares in several different voyages.
By 1654, Blaise Pascal, the Frenchman who gave us the first calculator, and his countryman Pierre de Fermat discovered a way to express probabilities and, thereby, understand levels of risk. Pascal's triangle led to the first actuary tables that were, and still are, used when calculating insurance rates. These formalized the practice of underwriting and made insurance more affordable.
In 1666, the great fire of London destroyed around 14,000 buildings. London was still recovering from the plague had that ravaged it a year earlier, and many survivors found themselves without homes. As a response to the chaos and outrage that followed the burning of London, groups of underwriters who had dealt exclusively in marine insurance formed insurance companies that offered fire insurance. Armed with Pascal's triangle, these companies quickly expanded their range of business. By 1693, the first mortality table was created using Pascal's triangle and life insurance soon followed.
Insurance companies thrived in Europe, especially after the industrial revolution. In America, the story was very different. Colonists' lives were fraught with dangers that no insurance company would touch. As a result of lack food, wars with indigenous people and disease, almost three out of every four colonists died in the first 40 years of settlement. It took more than 100 years for insurance to establish itself in America. When it finally did, it brought the maturity in both practice and policies that developed during that same period of time in Europe.
Happy New Year 2008!
"tabula rasa" means a blank, clean and new slate (by 16th Century Philosopher John Locke). I learned about this word when I attended my first lecture in NUS back in July 1994!
Today represents a clean slate upon which I can write a new chapter in the story of my life. My wish as I go into 2008 is that I will approach it with a passion to live the life I've dreamed of, to accomplish the goals I'll and have set for myself and that at the end of 2008 I'll be able to look back in satisfaction and look forward in anticipation; not despair and discouragement!
As we enter into this New Year we all tend to have a heightened sense of the opportunities and possibilities that 2008 can bring. The need for goal-setting and goal-reviewing becomes more obvious and clear.
Below are some abbreviated points on goal-setting I have gathered for the New Year. I believe the major reason for setting a goal is for what it makes of you to accomplish it. What it makes of you will always be the far greater value than what you get. That is why goals are so powerful - they are part of the fabric that makes up our lives. And goal-setting is where we create our goals.
Goal-setting is powerful, partly because it provides focus. And focusness is strength; focusness is power. It shapes our dreams. It gives us the ability to hone in on the exact actions we need to perform to achieve everything we desire in life. Goals are great because they cause us to stretch and grow in ways that we never have before. In order to reach our goals we must become better. We must change and grow. The same thing we did last year does not contribute to a better result.
Albert Einstein said that "Insanity is doing the same thing over and over again and expecting different results. We cannot solve our problems with the same thinking we used when we created them."
Also, goals provide long-term vision in our lives. We all need lots of powerful, long-range goals to help us get past short-term obstacles. Life is designed in such a way that we look long-term and live short-term. We dream for the future and live in the present. Unfortunately, the present can produce many difficult obstacles. But fortunately, the more powerful our goals (because they are inspiring and believable) the more we will be able to act on them in the short-term and guarantee that they will actually come to pass!
What are the key aspects to learn when writing our goals?
1. Evaluation and Reflection.
The only way we can reasonably decide what we want in the future and how we will get there is to first know where we are right now and what our level of satisfaction is for where we are in life. Take time, think through and write down your current situation, then ask this question on each key point - Is that okay?
The purpose of evaluation is two-fold. First, it gives an objective way to look at your accomplishments and pursuit of the vision you have for your life. Secondly, it is to show you where you are so you can determine where you need to go. In other words, it gives you a baseline from which to work.
2. What are Your Dreams and Goals?
These are the dreams and goals that are born out of your own heart and mind. These are the goals that are unique to you and come from who you were created to be and gifted to become. So make a list of all the things you desire for the future. One of the amazing things we have been given as humans is the unquenchable desire to have dreams of a better life, and the ability to establish goals to live out those dreams.
Think of it: We can look deep within our hearts and dream of a better situation for ourselves and our families; dream of better financial lives and better emotional or physical lives; certainly dream of better spiritual lives. But what makes this even more powerful is that we have also been given the ability to not only dream but to pursue those dreams and not just pursue them, but the cognitive ability to actually lay out a plan and strategies (setting goals) to achieve those dreams. Powerful isn't it!
What are your dreams and goals? What you want? Have you ever really sat down and thought through your life values and decided what you really want? Have you ever taken the time to truly reflect, to listen quietly to your heart, to see what dreams live within you? Your dreams are there. Everyone has them. They may live right on the surface, or they may be buried deep from years of others telling you they were foolish, but they are there.
So how do we know what our dreams are? This is an interesting process and it relates primarily to the art of listening. This is not listening to others; it is listening to yourself. If we listen to others, we hear their plans and dreams (and many will try to put their plans and dreams on us). If we listen to others, we can never be fulfilled. We will only chase elusive dreams that are not rooted deep within us. No, we must listen to our own hearts.
Here are some practical steps:
Take time to be quiet. This is something that we don't do enough in this busy world of ours. We rush, rush, rush, and we are constantly listening to noise all around us. The human heart was meant for times of quiet, to peer deep within. It is when we do this that our hearts are set free to soar and take flight on the wings of our own dreams!
Schedule it. No other people. No cell phone. No computer. Just you, a pad, a pen, and your thoughts. Think about what really thrills you. When you are quiet, think about those things that really get your blood moving. What would you love to do, either for fun or for a living? What would you love to accomplish? What would you try if you were guaranteed to succeed? What big thoughts move your heart into a state of excitement and joy?
When you answer these questions you will feel great and you will be in the "dream zone." It is only when we get to this point that we experience what dreams are! Write them down. Don't think of any as too outlandish or foolish - remember, you're dreaming! Let the thoughts fly and take careful record.
Now, prioritize those dreams. Which are most important? Which are most feasible? Which would you love to do the most? Put them in the order in which you will actually try to attain them. Remember, we are always moving toward action, not just dreaming.
3. Use S.M.A.R.T. as a guide.
S.M.A.R.T. means Specific, Measurable, Attainable, Realistic, and Time-sensitive. We want to set the goals that our heart conceives, our minds believe and that our bodies will carry out.
Specific: Goals are no place to waffle. They are no place to be vague. Ambiguous goals produce ambiguous results. Incomplete goals produce incomplete futures.
Measurable: Always set goals that are measurable. I would say "specifically measurable" to take into account our principle of being specific as well.
Attainable: One of the detrimental things that many people do - and they do it with good intentions - is to set goals that are so high they are unattainable.
Realistic: The root word of realistic is "real." A goal has to be something that we can reasonably make "real" or a "reality" in our lives.You have to be able to say, even if it is a tremendously stretching goal, that yes, indeed, it is entirely realistic -- that you could make it. You may even have to say that it will take x, y, and z to do it, but if those happen, then it can be done. This is in no way to say it shouldn't be a big goal, but it must be realistic.
Time: Every goal should have a time frame attached to it. I think that life itself is much more productive if there is a time frame connected to it. One of the powerful aspects of a great goal is that it has an end, a time in which you are shooting to accomplish it. You start working on it because you know there is an end. As time goes by you work on it because you don't want to get behind. As it approaches, you work diligently because you want to meet the deadline. You may even have to break down a big goal into different parts of measurement and time frames. That is okay. Set smaller goals and work them out in their own time. A S.M.A.R.T. goal has a timeline.
4. Accountability
It is a contract with yourself or someone else. When someone knows what your goals are, they hold you accountable by asking you to "give an account" of where you are in the process of achieving that goal. Accountability puts some teeth into the process. If a goal is set and only one person knows it, does it really have any power? Many times, no. At the very least, it isn't as powerful as if you have one or more other people who can hold you accountable to your goal.
I want to do something remarkable in 2008!
I want to stop procrastinating and start taking responsibility again.
I want a GREAT AND MARVELOUS 2008!!
Passion;
Accomplishment;
Satisfaction!!!
Today represents a clean slate upon which I can write a new chapter in the story of my life. My wish as I go into 2008 is that I will approach it with a passion to live the life I've dreamed of, to accomplish the goals I'll and have set for myself and that at the end of 2008 I'll be able to look back in satisfaction and look forward in anticipation; not despair and discouragement!
As we enter into this New Year we all tend to have a heightened sense of the opportunities and possibilities that 2008 can bring. The need for goal-setting and goal-reviewing becomes more obvious and clear.
Below are some abbreviated points on goal-setting I have gathered for the New Year. I believe the major reason for setting a goal is for what it makes of you to accomplish it. What it makes of you will always be the far greater value than what you get. That is why goals are so powerful - they are part of the fabric that makes up our lives. And goal-setting is where we create our goals.
Goal-setting is powerful, partly because it provides focus. And focusness is strength; focusness is power. It shapes our dreams. It gives us the ability to hone in on the exact actions we need to perform to achieve everything we desire in life. Goals are great because they cause us to stretch and grow in ways that we never have before. In order to reach our goals we must become better. We must change and grow. The same thing we did last year does not contribute to a better result.
Albert Einstein said that "Insanity is doing the same thing over and over again and expecting different results. We cannot solve our problems with the same thinking we used when we created them."
Also, goals provide long-term vision in our lives. We all need lots of powerful, long-range goals to help us get past short-term obstacles. Life is designed in such a way that we look long-term and live short-term. We dream for the future and live in the present. Unfortunately, the present can produce many difficult obstacles. But fortunately, the more powerful our goals (because they are inspiring and believable) the more we will be able to act on them in the short-term and guarantee that they will actually come to pass!
What are the key aspects to learn when writing our goals?
1. Evaluation and Reflection.
The only way we can reasonably decide what we want in the future and how we will get there is to first know where we are right now and what our level of satisfaction is for where we are in life. Take time, think through and write down your current situation, then ask this question on each key point - Is that okay?
The purpose of evaluation is two-fold. First, it gives an objective way to look at your accomplishments and pursuit of the vision you have for your life. Secondly, it is to show you where you are so you can determine where you need to go. In other words, it gives you a baseline from which to work.
2. What are Your Dreams and Goals?
These are the dreams and goals that are born out of your own heart and mind. These are the goals that are unique to you and come from who you were created to be and gifted to become. So make a list of all the things you desire for the future. One of the amazing things we have been given as humans is the unquenchable desire to have dreams of a better life, and the ability to establish goals to live out those dreams.
Think of it: We can look deep within our hearts and dream of a better situation for ourselves and our families; dream of better financial lives and better emotional or physical lives; certainly dream of better spiritual lives. But what makes this even more powerful is that we have also been given the ability to not only dream but to pursue those dreams and not just pursue them, but the cognitive ability to actually lay out a plan and strategies (setting goals) to achieve those dreams. Powerful isn't it!
What are your dreams and goals? What you want? Have you ever really sat down and thought through your life values and decided what you really want? Have you ever taken the time to truly reflect, to listen quietly to your heart, to see what dreams live within you? Your dreams are there. Everyone has them. They may live right on the surface, or they may be buried deep from years of others telling you they were foolish, but they are there.
So how do we know what our dreams are? This is an interesting process and it relates primarily to the art of listening. This is not listening to others; it is listening to yourself. If we listen to others, we hear their plans and dreams (and many will try to put their plans and dreams on us). If we listen to others, we can never be fulfilled. We will only chase elusive dreams that are not rooted deep within us. No, we must listen to our own hearts.
Here are some practical steps:
Take time to be quiet. This is something that we don't do enough in this busy world of ours. We rush, rush, rush, and we are constantly listening to noise all around us. The human heart was meant for times of quiet, to peer deep within. It is when we do this that our hearts are set free to soar and take flight on the wings of our own dreams!
Schedule it. No other people. No cell phone. No computer. Just you, a pad, a pen, and your thoughts. Think about what really thrills you. When you are quiet, think about those things that really get your blood moving. What would you love to do, either for fun or for a living? What would you love to accomplish? What would you try if you were guaranteed to succeed? What big thoughts move your heart into a state of excitement and joy?
When you answer these questions you will feel great and you will be in the "dream zone." It is only when we get to this point that we experience what dreams are! Write them down. Don't think of any as too outlandish or foolish - remember, you're dreaming! Let the thoughts fly and take careful record.
Now, prioritize those dreams. Which are most important? Which are most feasible? Which would you love to do the most? Put them in the order in which you will actually try to attain them. Remember, we are always moving toward action, not just dreaming.
3. Use S.M.A.R.T. as a guide.
S.M.A.R.T. means Specific, Measurable, Attainable, Realistic, and Time-sensitive. We want to set the goals that our heart conceives, our minds believe and that our bodies will carry out.
Specific: Goals are no place to waffle. They are no place to be vague. Ambiguous goals produce ambiguous results. Incomplete goals produce incomplete futures.
Measurable: Always set goals that are measurable. I would say "specifically measurable" to take into account our principle of being specific as well.
Attainable: One of the detrimental things that many people do - and they do it with good intentions - is to set goals that are so high they are unattainable.
Realistic: The root word of realistic is "real." A goal has to be something that we can reasonably make "real" or a "reality" in our lives.You have to be able to say, even if it is a tremendously stretching goal, that yes, indeed, it is entirely realistic -- that you could make it. You may even have to say that it will take x, y, and z to do it, but if those happen, then it can be done. This is in no way to say it shouldn't be a big goal, but it must be realistic.
Time: Every goal should have a time frame attached to it. I think that life itself is much more productive if there is a time frame connected to it. One of the powerful aspects of a great goal is that it has an end, a time in which you are shooting to accomplish it. You start working on it because you know there is an end. As time goes by you work on it because you don't want to get behind. As it approaches, you work diligently because you want to meet the deadline. You may even have to break down a big goal into different parts of measurement and time frames. That is okay. Set smaller goals and work them out in their own time. A S.M.A.R.T. goal has a timeline.
4. Accountability
It is a contract with yourself or someone else. When someone knows what your goals are, they hold you accountable by asking you to "give an account" of where you are in the process of achieving that goal. Accountability puts some teeth into the process. If a goal is set and only one person knows it, does it really have any power? Many times, no. At the very least, it isn't as powerful as if you have one or more other people who can hold you accountable to your goal.
I want to do something remarkable in 2008!
I want to stop procrastinating and start taking responsibility again.
I want a GREAT AND MARVELOUS 2008!!
Passion;
Accomplishment;
Satisfaction!!!
Monday, December 31, 2007
2007 is Almost Gone!
2007 is going...going...gone!
And my question is: Will I achieve the goals I have set for 2008? Right now is the perfect time to assess the past year and set new goals for 2008. Regretably, many times I have set goals only to find myself 1/4, 1/2 or even 3/4 of the way through the year with little or no progress toward those goals.
One simple goal I just pick up (again) is journalling. Yes, putting things down in writing. Indiana Jones' father had one; Mohd Ghandi had one. Ahraham Lincoln had one. I bet even their fahers had one too. EagleBoy must have one too!
Among the many things I learned, my mentor told me back in 1998 that winners keep score. Winners track their performance. Winners chart progress. Just one thing: Keep the right scores!!!
Qn: How to keep scores if you don't deliberately store your scores?
Ans: A journal!
So here I am, back to the good good days of writing a journal. But I am not alone in this arena. I have found someone who shared the same passion with me. I have a model and a fellow believer. And I have placed 4 of his quotes below:
"There are three things to leave behind: your photographs, your library and your personal journals. These things are certainly going to be more valuable to future generations than your furniture (and money)!"
-Jim Rohn
"Don't use your mind for a filing cabinet. Use your mind to work out problems and find answers; file away good ideas in your journal."
-Jim Rohn
"The reason why I spend so much money for my journals is to press me to find something valuable to put in them."
-Jim Rohn
"Be a collector of good ideas, but don't trust your memory. The best collecting place for all of the ideas and information that comes your way is your journal."
-Jim Rohn
So, the pen is still mightier that the sword, huh?
And my question is: Will I achieve the goals I have set for 2008? Right now is the perfect time to assess the past year and set new goals for 2008. Regretably, many times I have set goals only to find myself 1/4, 1/2 or even 3/4 of the way through the year with little or no progress toward those goals.
One simple goal I just pick up (again) is journalling. Yes, putting things down in writing. Indiana Jones' father had one; Mohd Ghandi had one. Ahraham Lincoln had one. I bet even their fahers had one too. EagleBoy must have one too!
Among the many things I learned, my mentor told me back in 1998 that winners keep score. Winners track their performance. Winners chart progress. Just one thing: Keep the right scores!!!
Qn: How to keep scores if you don't deliberately store your scores?
Ans: A journal!
So here I am, back to the good good days of writing a journal. But I am not alone in this arena. I have found someone who shared the same passion with me. I have a model and a fellow believer. And I have placed 4 of his quotes below:
"There are three things to leave behind: your photographs, your library and your personal journals. These things are certainly going to be more valuable to future generations than your furniture (and money)!"
-Jim Rohn
"Don't use your mind for a filing cabinet. Use your mind to work out problems and find answers; file away good ideas in your journal."
-Jim Rohn
"The reason why I spend so much money for my journals is to press me to find something valuable to put in them."
-Jim Rohn
"Be a collector of good ideas, but don't trust your memory. The best collecting place for all of the ideas and information that comes your way is your journal."
-Jim Rohn
So, the pen is still mightier that the sword, huh?
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