Looking at the pages of my life
Faded memories of me and you
Mistakes you know I've made a few
I took some shots and fell from time to time
Baby, you were there to pull me through
We've been around the block a time or two
I'm gonna lay it on the line
Ask me how we've come this far
The answer's written in my eyes
[Chorus:]
Every time I look at you, baby, I see something new
That takes me higher than before and makes me want you more
I don't wanna sleep tonight, dreamin's just a waste of time
When I look at what my life's been comin' to
I'm all about lovin' you
I've lived, I've loved, I've lost, I've paid some dues, baby
We've been to hell and back again
Through it all you're always my best friend
For all the words I didn't say and all the things I didn't do
Tonight I'm gonna find a way
[Chorus:]
Every time I look at you, baby, I see something new
That takes me higher than before and makes me want you more
I don't wanna sleep tonight, dreamin's just a waste of time
When I look at what my life's been comin' to
I'm all about lovin' you
You can take this world away
You're everything I am
Just read the lines upon my face
I'm all about lovin' you
[Guitar Solo]
[Chorus:]
Every time I look at you, baby, I see something new
That takes me higher than before and makes me want you more
I don't wanna sleep tonight, dreamin's just a waste of time
When I look at what my life's been comin' to
I'm all about lovin' you
All about lovin' you
King of the Birds, Lord of the Skies

Gather ye rose buds while ye may, old time is still a flying;
and this same rose that you see today, tomorrow will be dying.
CarpeDiem: Seize the Day!
- Dead Poets Society
Monday, December 20, 2010
Wednesday, March 17, 2010
Doctrine Of Utmost Good Faith
What Does Doctrine Of Utmost Good Faith Mean?
A minimum standard that requires both the buyer and seller in a transaction to act honestly toward each other and to not mislead or withhold critical information from one another. The doctrine of utmost good faith applies to many common financial transactions.
Also know in its Latin form as "uberrimae fidei".
In the insurance market, the doctrine of utmost good faith requires that the party seeking insurance discloses all relevant personal information. For example, if you are applying for life insurance, you are required to disclose any previous health problems you may have had. Likewise, the insurance agent selling you the coverage must disclose the critical information you need to know about your contract and its terms.
Source: Investopedia
A minimum standard that requires both the buyer and seller in a transaction to act honestly toward each other and to not mislead or withhold critical information from one another. The doctrine of utmost good faith applies to many common financial transactions.
Also know in its Latin form as "uberrimae fidei".
In the insurance market, the doctrine of utmost good faith requires that the party seeking insurance discloses all relevant personal information. For example, if you are applying for life insurance, you are required to disclose any previous health problems you may have had. Likewise, the insurance agent selling you the coverage must disclose the critical information you need to know about your contract and its terms.
Source: Investopedia
Labels:
Concepts,
Financial Planning,
Insurance,
Integrity
Caveat Emptor
What Does Caveat Emptor Mean?
A Latin phrase for "let the buyer beware." The term is primarily used in real property transactions. Essentially it proclaims that the buyer must perform their due diligence when purchasing an item or service.
In other words, consumers need to know their rights and be vigilant in avoiding scams. For example in the private purchase of a used car, caveat emptor places an onus on the buyer to make sure the car is worth the purchase price. This is because once the transaction is complete the buyer will not receive a warranty or return option from the seller.
Source: Investopedia
A Latin phrase for "let the buyer beware." The term is primarily used in real property transactions. Essentially it proclaims that the buyer must perform their due diligence when purchasing an item or service.
In other words, consumers need to know their rights and be vigilant in avoiding scams. For example in the private purchase of a used car, caveat emptor places an onus on the buyer to make sure the car is worth the purchase price. This is because once the transaction is complete the buyer will not receive a warranty or return option from the seller.
Source: Investopedia
Labels:
Concepts,
Education,
Financial Planning,
Insurance
Salad Oil Scandal
What Does Salad Oil Scandal Mean?
One of the worst corporate scandals of its time. It occurred when Allied Crude Vegetable Oil Company discovered that banks would make loans secured by its salad oil inventory.
When the ships full of salad oil would arrive in the docks, inspectors would test it and confirm that the ship was full of salad oil. However, the company didn't remind anyone that oil floats on water. They had filled salad oil tanks with water and put a few feet of oil on top, fooling everyone. The company would even transfer oil to different tanks while taking inspectors out to lunch. In 1963, the scam was busted and over $175 million worth of salad oil was missing.
American Express took one of the biggest hits from the scandal, losing nearly $58 million and experiencing a 50% drop in AMEX stock as a result.
Source: Investopedia
One of the worst corporate scandals of its time. It occurred when Allied Crude Vegetable Oil Company discovered that banks would make loans secured by its salad oil inventory.
When the ships full of salad oil would arrive in the docks, inspectors would test it and confirm that the ship was full of salad oil. However, the company didn't remind anyone that oil floats on water. They had filled salad oil tanks with water and put a few feet of oil on top, fooling everyone. The company would even transfer oil to different tanks while taking inspectors out to lunch. In 1963, the scam was busted and over $175 million worth of salad oil was missing.
American Express took one of the biggest hits from the scandal, losing nearly $58 million and experiencing a 50% drop in AMEX stock as a result.
Source: Investopedia
Leprechaun Leader
What Does Leprechaun Leader Mean?
A corporate manager or an executive who, like the fabled Irish elf, is a mischievous and elusive creature said to possess buried treasures of money and gold.
Also spelled "Lepre-con Leader".
According to Irish folklore, the location of hidden treasure is revealed only when the leprechaun is caught. In the case of a leprechaun leader, the "buried treasure" is not usually buried, but protected in an offshore account!
Examples of leprechaun leaders are the executives of Enron, who stowed away millions of dollars until they were finally caught.
Source: Investopedia
A corporate manager or an executive who, like the fabled Irish elf, is a mischievous and elusive creature said to possess buried treasures of money and gold.
Also spelled "Lepre-con Leader".
According to Irish folklore, the location of hidden treasure is revealed only when the leprechaun is caught. In the case of a leprechaun leader, the "buried treasure" is not usually buried, but protected in an offshore account!
Examples of leprechaun leaders are the executives of Enron, who stowed away millions of dollars until they were finally caught.
Source: Investopedia
Tuesday, July 14, 2009
If I Had My Child To Raise All Over Again...
I came across this email the other day, and thought it was timely to share with all the parents out there. Like them, I have a 5-year-old boy (little Eaglet) and watching him grow everyday is both a privilege and a blessings. Hopefully this short little message will help us set our compass right. Here we go:
If I had my child to raise all over again,
I would build self-esteem first, and the house later.
I would finger-paint more, and point the finger less.
I would do less correcting and more connecting,
I would take my eyes off my watch, and watch with my eyes.
I would care to know less and know to care more.
I would take more hikes and fly more kites,
I would stop playing serious, and seriously play.
I would run through more fields and gaze at more stars.
I would do more hugging and less tugging.
I would see the oak tree in the acorn more often.
I would be firm less often, and affirm much more.
I would model less about the love of power, and more about the power of love.
Happy reflecting and hopefully gain some bearings :)
If I had my child to raise all over again,
I would build self-esteem first, and the house later.
I would finger-paint more, and point the finger less.
I would do less correcting and more connecting,
I would take my eyes off my watch, and watch with my eyes.
I would care to know less and know to care more.
I would take more hikes and fly more kites,
I would stop playing serious, and seriously play.
I would run through more fields and gaze at more stars.
I would do more hugging and less tugging.
I would see the oak tree in the acorn more often.
I would be firm less often, and affirm much more.
I would model less about the love of power, and more about the power of love.
Happy reflecting and hopefully gain some bearings :)
Wednesday, March 25, 2009
Relationship: Collecting or Connecting Friends?
It is official. Today is my first day...as a 37 year-old man now. I have survived thus far, eating without being eaten. Thank God!
Over the last 72 hours had been exciting. Emails poured in, Facebook walls posted, SMSes recieved, phone calls, even my good old mailbox recieved birthday cards around this season of the year. Well, it's my birthday afterall :)
Talking about birthday, I am not that into cakes or gifts nowadays. Really. I have too much things already, and thankfully I have practically everything I need. So presents are not essentials. I just want to spend some meaningful time with my loved ones, friends and significant others. That to me is more important now. Get connected with loved ones. Relationsips, in short.
No wonder Pastor Bill Hybel said "relationships are the only reality in this universe". People, not things, counts. Relationships matter. So when I looked back at this road I've travelled, I asked myself how many relationships have I forged over the years. Or was it merely a collection of names and numbers here and there?
Interestingly, when I was much younger, I often asked myself do I have at least 6 good solid friends who will carry my coffin when I died. Quite silly consider the fact that here in Singapore nobody carry coffin for their deceased family members or friends. But it forces me to evaluate and take stock of what is important in life. When we are confronted with the fraility and finality of our existence, we are often reminded of our purpose and mission on earth.
More critical is what will my loved ones and friends write on my tombstone given a chance? Will they describe me as one who had impact their lives positively? Someone who make a difference in them? Will they regard me as a servant of Christ? A Faithful husband? A Loving Daddy? A Great Friend? I pray they will.
My age is but a number. But it reminds me that I am accountable to many, that I am steward to relationships, that I am a trustee to those who look to me for comfort and security, for guidance and inspiration. The bigger this age number, the larger my accountability and stewardship.
I have written this before here in my blog. But I felt it is timely to pull out this poem again, for it is so fitting to know that we should count our age not by years, but by friends. But not just friends collected, but friends connected. That, to me, is a true, sincere, genuine relationship :)
Happy Birthday to Me! :)
Count your garden by the flowers,
Never by leaves that fall.
Count your days by golden hours,
Don't remember clouds at all.
Count your nights by stars, not shadows
Count your life by smiles, not tears.
And with joy on every birthday,
Count your age by friends, not years.
Over the last 72 hours had been exciting. Emails poured in, Facebook walls posted, SMSes recieved, phone calls, even my good old mailbox recieved birthday cards around this season of the year. Well, it's my birthday afterall :)
Talking about birthday, I am not that into cakes or gifts nowadays. Really. I have too much things already, and thankfully I have practically everything I need. So presents are not essentials. I just want to spend some meaningful time with my loved ones, friends and significant others. That to me is more important now. Get connected with loved ones. Relationsips, in short.
No wonder Pastor Bill Hybel said "relationships are the only reality in this universe". People, not things, counts. Relationships matter. So when I looked back at this road I've travelled, I asked myself how many relationships have I forged over the years. Or was it merely a collection of names and numbers here and there?
Interestingly, when I was much younger, I often asked myself do I have at least 6 good solid friends who will carry my coffin when I died. Quite silly consider the fact that here in Singapore nobody carry coffin for their deceased family members or friends. But it forces me to evaluate and take stock of what is important in life. When we are confronted with the fraility and finality of our existence, we are often reminded of our purpose and mission on earth.
More critical is what will my loved ones and friends write on my tombstone given a chance? Will they describe me as one who had impact their lives positively? Someone who make a difference in them? Will they regard me as a servant of Christ? A Faithful husband? A Loving Daddy? A Great Friend? I pray they will.
My age is but a number. But it reminds me that I am accountable to many, that I am steward to relationships, that I am a trustee to those who look to me for comfort and security, for guidance and inspiration. The bigger this age number, the larger my accountability and stewardship.
I have written this before here in my blog. But I felt it is timely to pull out this poem again, for it is so fitting to know that we should count our age not by years, but by friends. But not just friends collected, but friends connected. That, to me, is a true, sincere, genuine relationship :)
Happy Birthday to Me! :)
Count your garden by the flowers,
Never by leaves that fall.
Count your days by golden hours,
Don't remember clouds at all.
Count your nights by stars, not shadows
Count your life by smiles, not tears.
And with joy on every birthday,
Count your age by friends, not years.
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